Monthly Archives: January 2015

Sun Life Facing Proposed Class Action in Michigan Over Discretionary Clauses in Disability Policies

A suit filed by a disabled woman with a severe back injury alleges that Sun Life Assurance Company of Canada violated Michigan’s insurance reforms by including discretionary clauses within its policies.   The discretionary clauses provide insurers with considerable leverage when … Continue reading

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A disability insurance Q-and-A

Phoenix and Tucson-area disability attorney Ed Comitz recently responded to some common disability insurance questions  for the Pima County Medical Society’s January 2010 issue of Sombrero. He answers questions doctors and other healthcare professionals often ask,  such as, “What is the difference between … Continue reading

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A STIFF UPPER LIP CAN LEAD TO GETTING STIFFED BY YOUR INSURER: CHRONIC PAIN AND YOUR ABILITY TO COLLECT DISABILITY INSURANCE BENEFITS

*By: Edward O. Comitz, Esq. and Patrick T. Stanley, Esq. Dentists are trained to work through adversity.  The mental and physical strength and discipline required to survive dental school and build a successful practice makes dentists inured to many of life’s … Continue reading

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Texas Insurance Commissioner Forbids Insurers’ Provisions that Allowed Them to Interpret Policies

The Texas Department of Insurance has adopted new rules that prohibit the inclusion of discretionary clauses in health, life, and disability insurance policies delivered in Texas.  Discretionary clauses are contract provisions that provide insurers with sole discretion in deciding what, … Continue reading

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Long Term Disability Claims – By Age

The Council for Disability Awareness provides the following graph that charts the ages of long term disability claimants over the past several years.  The chart indicates that the majority of claimants are in their fifties. The disability insurance attorneys at … Continue reading

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Are Non-Competition Agreements Enforceable or Not?

Non-competition agreements usually bar healthcare professionals both from encouraging patients to follow them to a new practice and from practicing for a certain period of time within a certain distance of the former employer’s location. There is much debate in the healthcare and legal communities, however, over the extent to which these non-compete clauses are enforceable—if at all. The truth is that non-competition agreements are sometimes enforceable and sometimes not, depending on their specific restrictions and circumstances. Continue reading

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