Don’t Toss the Policy (NOT REWRITTEN YET)

Don’t Toss the
Policy: Important Documents for a Disability Insurance Claim

If you are a doctor, dentist, or other professional
considering filing a disability insurance claim, there are some key documents
you should collect and keep in order to properly understand and document your
claim, including:

  1. Your disability insurance policy
  2. The insurance application
  3. Notes or letters from meetings with the
    insurer’s sales agents
  4. Notes of telephone conversations with your
    insurance company employees
  5. Letters to and from your insurance company
  6. Emails to and from your insurance company
  7. Medical records
  8. Billing records from your practice
  9. A daily pain journal, if necessary

Make sure to keep all of your disability insurance papers
and notes in an organized file, and if you have to file a claim, contact an
experienced attorney who can help you interpret your policy, present your
claim, and communicate with your insurer.

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