Category Archives: ERISA

Texas Insurance Commissioner Forbids Insurers’ Provisions that Allowed Them to Interpret Policies

The Texas Department of Insurance has adopted new rules that prohibit the inclusion of discretionary clauses in health, life, and disability insurance policies delivered in Texas.  Discretionary clauses are contract provisions that provide insurers with sole discretion in deciding what, … Continue reading

Posted in Disability Claim Denials, ERISA | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Texas Insurance Commissioner Forbids Insurers’ Provisions that Allowed Them to Interpret Policies

Which type of disability insurance policy do you own?

The type of disability insurance policy you own can affect the benefits you receive and the legal rights to which you are entitled. Below is an outline of the standard types of disability insurance policies. Individual Disability Insurance: As the name implies, individual disability … Continue reading

Posted in Disability Claim Denials, ERISA, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Which type of disability insurance policy do you own?