Category Archives: Insurance News

Disability Advocates React to Affordable Care Act Ruling

A disability advocacy group, Easter Seals, issued a press release earlier today applauding the U.S. Supreme Court’s decision regarding the Affordable Care Act (ACA).  Easter Seals is a nonprofit organization that provides services for people with developmental disabilities, autism, special … Continue reading

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Disability Insurers Mislead Claimants

In our last few blog posts, Insurance Bad Faith: Cherry-Picking Your Medical Records and Disability Insurers Misuse Independent Medical Examinations, we have examined the prohibitions from the 2005 Order that coincided with the California Regulatory Settlement Agreement with Unum.  In this post, we … Continue reading

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Insurance Bad Faith: Cherry-Picking Your Medical Records

In a previous blog post we discussed how disability insurers use independent medical examinations (IMEs) to their own advantage, despite explicit state prohibitions.  In this post, we will look at another similar ban that is also part of the California … Continue reading

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Disability Insurers Misuse Independent Medical Examination

In 2005, the California Insurance Commissioner fined Unum $8 million and ordered it to stop engaging in unfair business practices.  The California Order specifically prohibits Unum from engaging in 28 activities.  In the next few blog posts, we will take … Continue reading

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Prudential Says Return to Work

Prudential Group Insurance has set up a Return to Work service which provides employers with assistance in setting up their own Return to Work programs for disabled employees.  According to a press release in the Wall Street Journal, these employer-sponsored … Continue reading

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Senate Finance Committee Hearing Held to Discuss Abuses in LTD Insurance Industry

The U.S. Senate Finance Committee held a full committee hearing on September 28, 2010, titled, “Do Private Long-Term Disability Policies Provide the Protection They Promise?”  At the hearing, the Finance Committee and expert witnesses discussed what are at times the abusive practices … Continue reading

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Northwestern Mutual Provides a Glimpse Into the Ways in Which Disability Insurance Companies Interpret and Apply Own-Occupation Coverage

Northwestern Mutual Life Insurance, a major provider of disability income insurance for medical professionals, has launched a new website, the “Disability Income Insurance Knowledge Center,” which it claims will assist their insureds in understanding the terms of their own occupation disability insurance … Continue reading

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Guess Who’s Skulking Around On Your Facebook Page: Your Insurer!

The wealth of information many people share about themselves on social media sites such as Facebook, Twitter, and MySpace has caught the attention of the insurance companies. Insureds with disability claims should be aware that their insurance company is potentially using this surveillance tool … Continue reading

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10 Worst Insurers Named by AAJ

The AAJ (American Association for Justice) recently released a report titled,  “The Ten Worst Insurance Companies in America.”  A comprehensive investigation of insurers’ legal and financial filings was the bases for the conclusions reached by the AAJ. Read the entire report here: The Ten … Continue reading

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“Kick [Unum] the Hell Out,” Requested of California Insurance Commissioner

Disability insurance carrier UnumProvident was recently fined $15 million in a multi-state regulatory settlement and ordered to reopen 115,000 claims, and the California Department of Insurance also fined Unum $8 million and ordered it to reopen an additional 26,000 California claims. … Continue reading

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