Tag Archives: bad faith
Insurance Bad Faith: Cherry-Picking Your Medical Records
In a previous blog post we discussed how disability insurers use independent medical examinations (IMEs) to their own advantage, despite explicit state prohibitions. In this post, we will look at another similar ban that is also part of the California … Continue reading
Prudential Says Return to Work
Prudential Group Insurance has set up a Return to Work service which provides employers with assistance in setting up their own Return to Work programs for disabled employees. According to a press release in the Wall Street Journal, these employer-sponsored … Continue reading
FCC Proposes Improvements in Advanced Communications for Consumers with Disabilities
Back in October 2010, President Barack Obama signed the Twenty-First Century Communications and Video Accessibility Act of 2010 (“CVAA”), which has been characterized by the FCC as the “most significant piece of accessibility legislation since the passage of the Americans with Disabilities … Continue reading
How To File A Disability Insurance Claim
Disability insurance lawyer Edward O. Comitz, head of the healthcare and disability insurance practice group at Comitz | Beethe, has recently posted an interesting and informative article, How To File A Disability Insurance Claim. Mr. Comitz discusses the sophisticated techniques … Continue reading
How A Dentist Can Avoid The Common Obstacles To Filing A Disability Insurance Claim
You have worked hard your whole career to develop your dental practice, but now you fear that you can no longer treat patients because of a physical or mental condition. You’re not alone – statistics show that from the … Continue reading
Unemployment Rate for Disabled Individuals Rose Along With Social Security Claims
A report in the San Francisco Chronicle states that the quarterly unemployment rate for people with disabilities has climbed along with claims made under Social Security Disability Insurance (SSDI). An Allsup Disability Study shows that for the third quarter of 2010, disabled … Continue reading
Disability Insurance Bad Faith In Arizona and the Delegation of Administrative Duties: A Legal Primer
Under Arizona law, the relationship between an insured and its insurer is a special relationship that gives rise to duties not ordinarily found in other contractual agreements. Rawlings v. Apodaca, 151 Ariz. 149, 163, 726 P.2d 565, 579 (1986); Dodge v. Fidelity & … Continue reading
Senate Finance Committee Hearing Held to Discuss Abuses in LTD Insurance Industry
The U.S. Senate Finance Committee held a full committee hearing on September 28, 2010, titled, “Do Private Long-Term Disability Policies Provide the Protection They Promise?” At the hearing, the Finance Committee and expert witnesses discussed what are at times the abusive practices … Continue reading
Healthcare Professionals Suffering from a Chronic Condition: Presenteeism
A recently-published article in the Journal of the American Medical Association suggests that presenteeism—showing up to work with a sickness, impairment or disability that restricts productivity—has reached pandemic proportions amongst medical professionals. The survey, which studied residents at numerous hospitals, found that 3 of 5 healthcare … Continue reading
Northwestern Mutual Provides a Glimpse Into the Ways in Which Disability Insurance Companies Interpret and Apply Own-Occupation Coverage
Northwestern Mutual Life Insurance, a major provider of disability income insurance for medical professionals, has launched a new website, the “Disability Income Insurance Knowledge Center,” which it claims will assist their insureds in understanding the terms of their own occupation disability insurance … Continue reading