Tag Archives: denied disability benefits

Provident Life Demands Disabled Dentist Submit to Surgery

Under California law, a disabled dentist who is receiving disability benefits may be required to undergo curative surgery in order to remain eligible for disability benefits. This was held in Provident Life and Accident Ins. Co. v. Van Gemert.  In … Continue reading

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Unum Creates Ambiguities to Escape Bad Faith Liability

In California, “[t]he key to a bad faith claim is whether or not the insurer’s denial of coverage was reasonable,” which ordinarily is question of fact for the jury.  Guebara v. Allstate Ins. Co., 237 F.3d 987, 992 (9th Cir. … Continue reading

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Northwestern Mutual Denies Dentist Disability Benefits

Under California law, a disabled dentist’s return to work does not necessarily preclude recovery on his disability insurance benefits.  This was held in Zambito v. Northwestern Mut. Life Ins. Co. In Zambito, a dentist suffering from mental illness filed suit … Continue reading

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California Assesses Punitive Damages for Disability Insurer’s Despicable Conduct

In our last blog post, we discussed when, under Arizona law, punitive damages may be assessed against a disability insurance company that is guilty of insurance bad faith.  In this blog post, we examine how the same issue is analyzed … Continue reading

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Disability Insurer’s Evil Hand Guided by an Evil Mind

In some disability insurance cases, punitive damages are assessed against the disability insurer when it violates the covenant of good faith and fair dealing with the insured.  In Arizona, a court may award punitive damages as punishment against a wrongdoer … Continue reading

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Prudential Says Return to Work

Prudential Group Insurance has set up a Return to Work service which provides employers with assistance in setting up their own Return to Work programs for disabled employees.  According to a press release in the Wall Street Journal, these employer-sponsored … Continue reading

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Healthcare Professionals Suffering from a Chronic Condition: Presenteeism

A recently-published article in the Journal of the American Medical Association suggests that presenteeism—showing up to work with a sickness, impairment or disability that restricts productivity—has reached pandemic proportions amongst medical professionals.  The survey, which studied residents at numerous hospitals, found that 3 of 5 healthcare … Continue reading

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Guess Who’s Skulking Around On Your Facebook Page: Your Insurer!

The wealth of information many people share about themselves on social media sites such as Facebook, Twitter, and MySpace has caught the attention of the insurance companies. Insureds with disability claims should be aware that their insurance company is potentially using this surveillance tool … Continue reading

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Which type of disability insurance policy do you own?

The type of disability insurance policy you own can affect the benefits you receive and the legal rights to which you are entitled. Below is an outline of the standard types of disability insurance policies. Individual Disability Insurance: As the name implies, individual disability … Continue reading

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Disability Claims in the Current Economy

It can be daunting to make the decision to file a private disability insurance claim in this economy. Insurers now have more incentive than ever to deny payment of “high-end” claims, such as those filed by medical, dental or other professionals. However, there are a few … Continue reading

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