Tag Archives: disabled dentist

Unum Profits While Ailing Workers “Gut it Out”

In an interview with Andrew Frey of Bloomberg Businessweek, Unum Group CEO Thomas Watjen said that the economic slump has resulted in fewer disability claims being filed, with workers suffering from lower back pain, nervous conditions and other “more discretionary” conditions more … Continue reading

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Too Sick to Work? They Disagree

In the February 10, 2010 edition of SmartMoney Magazine, Brad Reagan writes: Once employees go on disability, critics say, insurers today are more likely to require hour-long chats on the phone, hound patients for medical updates and push them back to work … Continue reading

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Once ERISA, Always ERISA: How and why to avoid having your disability insurance policy sucked into the black hole of ERISA

Disability insurance carriers have increasingly used The Employee Retirement Income Security Act of 1974 (ERISA) to their advantage.  While ERISA was supposed to be for the protection of employees, it is actually being used to protect insurance companies and employers. … Continue reading

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Comitz | Beethe: Proud in its Continuing Support of the Western Regional Dental Convention

Ed Comitz and Phoenix-based Comitz | Beethe were pleased to show our continuing support for the Arizona dental community by participating in this year’s Western Regional Dental Convention held in Phoenix, Arizona.  Dentists, orthodontists, oral surgeons, pediatric dentists, endodontists, periodontists, prosthodontists, oral pathologists,  dental … Continue reading

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Planning for Possible Health Problems: How Much Disability Insurance Should You Have?

As Chris Clark writes in a DoctorPlanning.com article “Planning for Possible Health Problems: How Much Disability and Long-Term Care Insurance Should You Have?”, health problems are one of the most common reasons people retire before they intended.  But knowing how much and which disability and … Continue reading

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Are Non-Competition Agreements Enforceable or Not?

Non-competition agreements usually bar healthcare professionals both from encouraging patients to follow them to a new practice and from practicing for a certain period of time within a certain distance of the former employer’s location. There is much debate in the healthcare and legal communities, however, over the extent to which these non-compete clauses are enforceable—if at all. The truth is that non-competition agreements are sometimes enforceable and sometimes not, depending on their specific restrictions and circumstances. Continue reading

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Dentists and Disability

Dentists and Disability | Infographics

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Provident Life Demands Disabled Dentist Submit to Surgery

Under California law, a disabled dentist who is receiving disability benefits may be required to undergo curative surgery in order to remain eligible for disability benefits. This was held in Provident Life and Accident Ins. Co. v. Van Gemert.  In … Continue reading

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Unum Creates Ambiguities to Escape Bad Faith Liability

In California, “[t]he key to a bad faith claim is whether or not the insurer’s denial of coverage was reasonable,” which ordinarily is question of fact for the jury.  Guebara v. Allstate Ins. Co., 237 F.3d 987, 992 (9th Cir. … Continue reading

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Northwestern Mutual Denies Dentist Disability Benefits

Under California law, a disabled dentist’s return to work does not necessarily preclude recovery on his disability insurance benefits.  This was held in Zambito v. Northwestern Mut. Life Ins. Co. In Zambito, a dentist suffering from mental illness filed suit … Continue reading

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