Tag Archives: IME

The 10 Biggest Legal Mistakes Dentists Make When Filing a Disability Claim (Mistake #4)

MISTAKE NO. 4:  Blindly Attending an Independent Medical Exam After submitting their claim, dentists may be asked to submit to an “independent” medical examination by someone chosen and paid for by their insurer.  They may also be asked to undergo exams … Continue reading

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Disability Insurance and the Dentist: Can You Collect on Your Disability Insurance Policy?

You have worked as a dentist for your entire career.  Your family relies on you, and you have numerous financial obligations both at the office and at home.  The stress associated with a disability can cause you significant problems, including, for example, … Continue reading

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Disability Insurers Mislead Claimants

In our last few blog posts, Insurance Bad Faith: Cherry-Picking Your Medical Records and Disability Insurers Misuse Independent Medical Examinations, we have examined the prohibitions from the 2005 Order that coincided with the California Regulatory Settlement Agreement with Unum.  In this post, we … Continue reading

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Insurance Bad Faith: Cherry-Picking Your Medical Records

In a previous blog post we discussed how disability insurers use independent medical examinations (IMEs) to their own advantage, despite explicit state prohibitions.  In this post, we will look at another similar ban that is also part of the California … Continue reading

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Disability Insurers Misuse Independent Medical Examination

In 2005, the California Insurance Commissioner fined Unum $8 million and ordered it to stop engaging in unfair business practices.  The California Order specifically prohibits Unum from engaging in 28 activities.  In the next few blog posts, we will take … Continue reading

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