Tag Archives: total disability

The 10 Biggest Legal Mistakes Dentists Make When Filing a Disability Claim (Mistake #2)

Continuing with the list of The Ten Biggest Legal Mistakes Dentists Make, as adapted from disability attorney Ed Comitz’s article, published by SEAK, Inc. (2005), is Mistake #2. MISTAKE NO. 2:   Misunderstanding the Definitions of “Disability” and “Occupation” Because there is no … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on The 10 Biggest Legal Mistakes Dentists Make When Filing a Disability Claim (Mistake #2)

Disability Insurance and the Dentist: Can You Collect on Your Disability Insurance Policy?

You have worked as a dentist for your entire career.  Your family relies on you, and you have numerous financial obligations both at the office and at home.  The stress associated with a disability can cause you significant problems, including, for example, … Continue reading

Posted in Disability Claim Denials, Disability Insurance Attorney, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Disability Insurance and the Dentist: Can You Collect on Your Disability Insurance Policy?

Northwestern Mutual Denies Dentist Disability Benefits

Under California law, a disabled dentist’s return to work does not necessarily preclude recovery on his disability insurance benefits.  This was held in Zambito v. Northwestern Mut. Life Ins. Co. In Zambito, a dentist suffering from mental illness filed suit … Continue reading

Posted in Disability Claim Denials | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Northwestern Mutual Denies Dentist Disability Benefits

“Kick [Unum] the Hell Out,” Requested of California Insurance Commissioner

Disability insurance carrier UnumProvident was recently fined $15 million in a multi-state regulatory settlement and ordered to reopen 115,000 claims, and the California Department of Insurance also fined Unum $8 million and ordered it to reopen an additional 26,000 California claims. … Continue reading

Posted in Disability Claim Denials, Insurance News | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on “Kick [Unum] the Hell Out,” Requested of California Insurance Commissioner

California Orders Unum to Cease Unfair Practices

The state of California found Unum violated several state laws by engaging in unfair business practices when it denied legitimate disability insurance claims.  Before the case went to court, though, the parties settled.  In conjunction with the California Regulatory Settlement … Continue reading

Posted in Insurance News | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on California Orders Unum to Cease Unfair Practices

California Department of Insurance Fines Unum $8 Million, Labels It an “Outlaw” Company

Last year when the insurance commissioners of all but 2 of the 50 states agreed to a $15 million multi-state settlement against Unum, California Insurance Commissioner John Garamendi rejected the settlement because he believed that it did not go far … Continue reading

Posted in Disability Claim Denials, Disability Insurance Attorney, Insurance News | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on California Department of Insurance Fines Unum $8 Million, Labels It an “Outlaw” Company