Tag Archives: unum

The 10 Biggest Legal Mistakes Dentists Make When Filing a Disability Claim (Mistake #7)

Next in the list of The 10 Biggest Legal Mistakes Dentists Make When Filing a Claim for Disability, adopted from the article by disability insurance attorney Edward O. Comitz, published by SEAK, Inc. (2005): MISTAKE NO. 7:  Quantifying Time Dentists should be … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on The 10 Biggest Legal Mistakes Dentists Make When Filing a Disability Claim (Mistake #7)

Federal Court Affidavit of Former Unum Employee

A sworn affidavit by a former UnumProvident employee in a 2004 case in the United States District Court for the District of Maine (Case No. 2:2004cv-00001) provides interesting insight into some of the tactics used by Unum.   Daniel Donatelli’s affidavit … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Federal Court Affidavit of Former Unum Employee

Unum Creates Ambiguities to Escape Bad Faith Liability

In California, “[t]he key to a bad faith claim is whether or not the insurer’s denial of coverage was reasonable,” which ordinarily is question of fact for the jury.  Guebara v. Allstate Ins. Co., 237 F.3d 987, 992 (9th Cir. … Continue reading

Posted in Disability Claim Denials | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Unum Creates Ambiguities to Escape Bad Faith Liability

Disability Insurers Mislead Claimants

In our last few blog posts, Insurance Bad Faith: Cherry-Picking Your Medical Records and Disability Insurers Misuse Independent Medical Examinations, we have examined the prohibitions from the 2005 Order that coincided with the California Regulatory Settlement Agreement with Unum.  In this post, we … Continue reading

Posted in Insurance News | Tagged , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Disability Insurers Mislead Claimants

Insurance Bad Faith: Cherry-Picking Your Medical Records

In a previous blog post we discussed how disability insurers use independent medical examinations (IMEs) to their own advantage, despite explicit state prohibitions.  In this post, we will look at another similar ban that is also part of the California … Continue reading

Posted in Insurance News, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Insurance Bad Faith: Cherry-Picking Your Medical Records

Disability Insurers Misuse Independent Medical Examination

In 2005, the California Insurance Commissioner fined Unum $8 million and ordered it to stop engaging in unfair business practices.  The California Order specifically prohibits Unum from engaging in 28 activities.  In the next few blog posts, we will take … Continue reading

Posted in Insurance News | Tagged , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Disability Insurers Misuse Independent Medical Examination

Facebook Photos Lead to Disability Benefits Termination

The Canadian Broadcasting Corporation (“CBC”) reports that Nathalie Blanchard, an IBM worker who had been on long-term disability leave due to depression, had her benefit payments terminated after she posted photos on social networking site Facebook that showed her on vacation, having a … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Facebook Photos Lead to Disability Benefits Termination

Tucson, Arizona Legislative Candidates’ Forum on Disability Policy

Secretary of State candidate Chris Deschene and nineteen Southern Arizona state legislative district candidates participated in a forum on disability policy on October 15, 2010 at the Tucson Marriott University Park. Peri Jude Radecic, the Executive Director of the Arizona Center … Continue reading

Posted in Resources | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Tucson, Arizona Legislative Candidates’ Forum on Disability Policy

Ed Comitz – My Own Story

An active lifestyle has been important to me throughout my life. But after I severely injured my neck and head,  I questioned whether I would ever be able to enjoy sports or be active again. Shortly after suffering injuries, I began to experience … Continue reading

Posted in Comitz | Beethe News, Filing Disability Claims | Tagged , , , , , , , , , , , , , , | Comments Off on Ed Comitz – My Own Story

Disability Insurance Claims: Who Gets Denied?

Answer:  According to  Ed Comitz, Phoenix disability insurance attorney, the answer is individuals with neck and back pain. Musculoskeletal disorders comprise 23% of new disability claims filed each year, says the Council for Disability Awareness, an insurance industry trade group.  You … Continue reading

Posted in Disability Claim Denials, Filing Disability Claims | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Comments Off on Disability Insurance Claims: Who Gets Denied?